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If you are involved in an accident, you will likely find yourself having to deal with auto insurance companies in Las Vegas in order to recover compensation for your injury or property. You may file a claim with your insurance company or may file a claim with the insurance company of the individual who caused the accident. Regardless, whenever dealing with an insurance company and adjuster, you should be cognizant that certain types of information and documents should be disclosed, while others should not.
Importantly, there is a dichotomy of interests involved in an insurance claim. On one side, the insurance company and adjuster wants to pay as little for a claim as possible or nothing at all. For this reason, the insurance company will often look for certain information or documents that are adverse to an injured person’s claim. On the other hand, the injured person wants to recover as much compensation for the injuries and property damage. These two divergent interests often place the insurance company and the injured victim at odds during the process.
As such, it is important to have an experienced personal injury attorney represent you following the accident and through the insurance claim process. The experienced Las Vegas personal injury accident attorneys at the Ladah Law Firm can help.
To recover compensation from an insurance company, you must file a claim and work with an insurance adjuster. The insurance adjuster will investigate the claim and calculate a value for the claim, if any. In order to do this, however, the insurance company will need to obtain certain information and documents, including:
Information regarding the accident, including, date, time and location of the accident;
Names of parties involved and any witnesses;
Insurance policies of individuals involved in the accident; and
Police report, including name of law enforcement agency with responding officer’s badge number.
The insurance adjuster will need this basic information to investigate the claim and to determine the value of your claim.
As discussed in the introduction, the insurance company and the injured victim often have different interests with respect to the processing of an insurance claim. Therefore, it is important to be prudent with the type of information and documents that you provide to an insurance company and adjuster. Notably, an injured individual should:
Limit the amount of conversations with the insurance company, especially without a representative attorney;
Not go into significant detail regarding the events and circumstances surrounding the accident;
Not settle a claim quickly, especially without first speaking to an attorney. The insurance company may want to press an injured victim into settling quickly without sufficient time to review the claim or injuries; and
Not sign any documents admitting liability or waiving rights to pursue any claims. Also, do not give any statements under oath or recorded statements.
If you have any questions regarding what to disclose or what not to disclose to an insurance company, an experienced accident attorney can answer your questions.
If you have been injured in an accident, you need to reach out to an experienced accident attorney, even before contacting the insurance company. The Las Vegas personal injury attorneys at the Ladah Law Firm can help you through the insurance process to ensure that your legal rights are protected.
Reach out to our Las Vegas accident attorneys today for a free initial consultation and case evaluation. You can call us today at 702-252-0055 or visit our office at 517 South 3rd Street in Las Vegas.
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